Systematic Transfer Plan (STP)
A Systematic Transfer Plan (STP) is a smart investment strategy that allows you to transfer a fixed amount from one mutual fund scheme to another at regular intervals. At PRAYAGAM, we help you use STPs to reduce market risk, optimize returns, and achieve financial goals more efficiently.
STPs are especially beneficial when you want to park a lump sum amount in a low-risk fund and gradually invest it in equity or other high-growth schemes. This strategy helps in rupee cost averaging, ensuring better long-term results and smoother market entry.
Our benefits
What is an STP?
STP (Systematic Transfer Plan) allows you to transfer a fixed amount from one mutual fund scheme to another at regular intervals. words believable. Nunc courses dollor id purso equismod tincidunt eros ac place bvinam dolor sit amet.
How is STP different from SIP?
In SIP, you invest fresh money regularly, while in STP, you transfer from an existing fund to another scheme systematically.
What are the advantages of using STP?
It reduces market timing risk, ensures disciplined investing, and helps in rupee cost averaging.